Loans And Factoring LLC
At Loans and Factoring our business is getting you a Loan. We do that by finding a lender that will provide the type and kind of loan that will benefit your company and your situation the most. We have been doing this since 2007 and you can expect that we will be happy to bring all that knowledge gained from loans and lenders to your company's next project.
Ground - up - Construction Loans
For Construction loans in all stages of your project's life, we can provide a lender for you. Wether you're breaking ground, putting plans together to construct a 5 star Hotel or even restarting a stalled project there is a lender for that. We also provide you with loans for construction equipment.
Industrial Loans
Industrial Loans are in a class all their own. They can be as short as a few months or a few years. They can be secured by business assets such as accounts receivable, inventory or equipment and plant.
For higher interest rates unsecured loans might also be had.
Loans can be obtained for a range of business needs. From working capital to equipment purchase, from inventory financing to business expansion or debt refinancing. Loans can be had to purchase new equipment or used as a line of credit.
We are with you from raw concept and idea to project fulfillment. In some areas we may even be able to assist in obtaining grants.
Apart from the regular loans, we can assist with projects that involve Green Energy, Oil or even Mining; all is possible.
Overall Business loans are different in several important ways to other types of loans. These loans are loans designed to serve the unique financial needs of companies engaging in commercial or industrial activities. They differ in terms of the borrowers purpose, terms and applied collateral.
For all Commercial, Industrial, Business Loans and Factoring Needs! There is a Lender available. As a Broker our job is to find the right lender with the right terms and get the right loan for You.
Why you need a Loan Broker?
1. A Loan Broker is acquainted with many different loan programs. He will know which loan his client or his Business qualifies for, he can offer advice on what is the best loan for their circumstances. He will also know the best lender and what is the best financing solution for his situation.2. Many potential borrowers will waste several months or a year and more applying for loans that they and their business won't qualify for. They go over many differing secenarios as they and their acccountants attempt to show why their company can justifably qualify for a particular type of loan, only to finally fail because of some hurdle that was obvious from the start of their negotaions. A loan broker will be able to determine quickly where they have the best chance of obtaining financing, and which lender best serves their interest, saving them time and lots of frustrations.3. If the borrower needs immediate financing the loan broker who will know and understand the power of bridge financing, may be able to obtain that for their business. They might also be able to qualife for a quick term loan, something that they might not have considered inatialy.4. Because of his experience loan brokers will be able to put together a professional loan package that will increase their chances for a loan in the least possible time.5. A loan broker will assist the borrower in analyzing loan offers and guiding them to the one most beneficial for their particular industry and situation.Startup Capital, Operating Loans
Powerful Commercial Factoring Services
The following client business types and industries are just a small sample of the entrepreneurs that we are capable of serving. Our services include:
Commercial Factoring: Invoice and Payroll Finance for B2B clients that is, worldwide, the most common solution for cash flow problems associated with slow-paying customers.
Small Business Loans: We provide micro-loans as small as $1,000 for startups and loans as large as $5,000,000 for SBA loans.
Merchant Cash Advances: Revenue-based loans that provide the necessary capital for expansion and especially for entrepreneurs in the retail sector.
Traditional Services like Dental Practice , Assisted Living Facilities and Private Educational services all these can benefit from our services.
Factoring is much easier than a bank loan. All one has to do is sell accounts receivables for immediate cash. How difficult is that? There are no long term contracts and this can be repeated as often as needed.
While Factoring is usually used by newer or younger firms, more established enterprises usually go for Asset Based Loans or a Revolving Line of Credit.
What is best for you? What would you qualify for? Let's talk about it, Call Text or Email let's begin that conversatition.
Phone: 321 473 9555
Self-Employed Loans
How can you qualify for a loan while Self Employed? With banks all programed to say no to every attempt for a loan, what is a borrower to do? First try your Credit Union and your local bank. When that fails call someone like me; A Loan Broker
SBA Loans
There is one kind of loan that stands out from all the rest; that is SBA loans. While the SBA does not do any lending it provides security to lenders over a range of about 10 different kinds of loans. The lowest of which is from $500.00 to $5.5M.
Assisted Living Facilities
Business Guru reported in 2023 and updated on January 31 2024 that the ALF market is on the rise with a compound annual growth rate of (5.53%) 2023 to 2030. With an ageing population this is certainly something worth checking into.
Conventional vs Commercial Loan
When these two terms are being considered most times it's likely be about RealEstate Loans. The use of the properties would be the factor that determines the type of loan. However there are probably more conventional lenders that commerecial ones.
Short Term Rentals
This is the type of rentals used with companies such as Air B&B, Vrbo and others. It is now a common form of investment for retirees and those with a desire to invest. Such a loan can be seen as being a business loan and qualifies for different terms.
"Understanding SBA Loans for Small Businesses"
Many have heard the term used but few can offer any real explination as to just what is being spoken of when it is used. It is simply a type of loan where the borrower is not responsible for repaying the Loan. These loans are reserved for very large projects.
Factoring: Pros & Cons
To a Cash Strapped company a Factor can be a life saver. This will allow them to free up cash that is tied up and do so without any thought of the hassel of a loan. The proceedes can then be deposited into your bank account the same day.
Business Loans For Farmers
Farmers because of the nature of their work and the fact that their funds come in intermittently at best they are usually hard pressed to obtain loans when needed. However there are lenders who will willingly work with farmers and process loans for them.
Business Hours
Sun 10.00 am 2.00 pm
Mon 9.00 am 5.00 pm
Tue 9.00 am 5.00 pm
Wed 9.00 am 5.00 pm
Thu 900 am 5.00 pm
Fri 9.00 am 5.00 pm
Sat Closed
Assorted Loans closed Recently
Credit Line for Construction Company
Debt Consolidation Loan for Medical Practice
Working Loan for Medical Supply Company
Startup Loan for Beauty Salon
Equipment Financing for Restaurant
Prequalifying Takes only Minutes Without Impacting Your Credit.
Text; Phone: 321 473 9555 or Email: Winston@LoansAndFactoring.com